It has separated debt servicing and debt purchasing activities from banking activities, developing as an advanced challenger bank, specialising in financing solutions for SMES and corporates.
We are a Banking Group specialising in financing solutions for companies in performing or re-performing situations. We are a challenger bank, we operate through advanced operating and distribution models and we believe in technology as a tool that facilitates and accelerates access to credit for companies with structural and liquidity financing needs. Our Group has a solid capital position and a robust liquidity profile, in line with the characteristics that have always distinguished our history. Our CET1 (Common Equity Tier1) ratio is well above requirements and among the highest in the industry in Italy.
We are a sound bank. Credito Fondiario’s levels of capitalisation and financial strength are among the highest in the system. Our CET1 (Common Equity Tier 1) is well above the regulatory minimums.
We have a team of highly qualified professionals, with high-profile and specialised skills and in-depth knowledge of the market, able to offer timely financing solutions tailored to the business needs of the company.
Our business model aims to offer the best solution in the shortest possible time. Thanks to a high-tech approach to our processes, we are able to ensure rapidity of execution at all stages, from the preliminary investigation to the granting of credit.